At The Money Source, we specialize in direct to agency loan securitization. Our goal is for our lending partners to reach a larger number of qualified clients with superior products and tools to enable exponential growth of their businesses.
Here are a few things you may have not known about The Money Source:
- TMS does not have a retail channel to compete with you. If your client wants to refinance, we refer them back to you.
- No Overlays! Our Credit Philosophy is to allow GSE guidelines and let you decide what overlays you might need. Empowering your underwriters to make fast and confident decisions, saving your company time and money on the front and back end of your loan process.
- Our average purchasing turn time is under seven business days for the past 18 months.
- QM without overlays! Rebuttable Presumption allowed with no overlays to DTI or documentation.
- VA program niches: Cash-out to 100% LTV, IRRRL unlimited LTV/CLTV, No FICO IRRRL allowed, Manual UW to 50% DTI, High Balance priced as over $417K base loan amount (not the note loan amount).
- EEM, GNND, DAPs allowed; Section 184 Indian Home Loans offered.
- Manufactured homes allowed.
- FHA: 550+; Follow the 4155/4000.1, whichever is applicable
- 203k Full or Streamline
To become a partner with The Money Source and take advantage of our offerings, visit our Become a Partner page.Intended for use by real estate and lending professionals only and not for distribution to consumers. This document is not an advertisement as defined in 12 CFR 226.2 (a) (2). All products are subject to credit and property approval. Program terms and conditions are subject to change without notice. Other restrictions and limitations may apply. NMLS # 6289. Subject to change without notice. All rights reserved. Equal Housing Lender.