Did You Know?

Jul 31 2015


At The Money Source, we specialize in direct to agency loan securitization. Our goal is for our lending partners to reach a larger number of qualified clients with superior products and tools to enable exponential growth of their businesses.

Here are a few things you may have not known about The Money Source:

  • TMS does not have a retail channel to compete with you. If your client wants to refinance, we refer them back to you.
  • No Overlays! Our Credit Philosophy is to allow GSE guidelines and let you decide what overlays you might need. Empowering your underwriters to make fast and confident decisions, saving your company time and money on the front and back end of your loan process.
  • Our average purchasing turn time is under seven business days for the past 18 months.
  • QM without overlays! Rebuttable Presumption allowed with no overlays to DTI or documentation.
  • VA program niches: Cash-out to 100% LTV, IRRRL unlimited LTV/CLTV, No FICO IRRRL allowed, Manual UW to 50% DTI, High Balance priced as over $417K base loan amount (not the note loan amount).
  • EEM, GNND, DAPs allowed; Section 184 Indian Home Loans offered.
  • Manufactured homes allowed.
  • FHA: 550+; Follow the 4155/4000.1, whichever is applicable
  • 203k Full or Streamline

To become a partner with The Money Source and take advantage of our offerings, visit our Become a Partner page.

Intended for use by real estate and lending professionals only and not for distribution to consumers. This document is not an advertisement as defined in 12 CFR 226.2 (a) (2). All products are subject to credit and property approval. Program terms and conditions are subject to change without notice. Other restrictions and limitations may apply. NMLS # 6289. Subject to change without notice. All rights reserved. Equal Housing Lender.


Topics: USDA, Correspondent Loans, Manufactured Homes, FHA, VA, The Money Source, Corresondent Mortgage, The Money Source Inc., 203k rehab, Products and Services

Meet the TMS Team - Kristi Stuckey

Apr 28 2015


It's time to introduce you to another member of our TMS Team! Today you'll meet Kristi Stuckey, an Underwriter here at The Money Source.

Kristi works in our Melville, NY office and has been with us since June of 2014. The opportunity to work for TMS came when a friend recommended she apply for an opening. Thanks to her friend, it worked it out! During her free time away from work, Kristi likes to spend her free time with her new baby girl Emma Rose. She also loves to shop!

She credits her husband as the most influential person in her life.

Other fun facts about Kristi:

  • Favorite Candy: Reese's Peanut Butter Cups
  • Favorite Book: Summer Sisters by Judy Blume
  • Favorite Take-Out Restaurant: Greek Palace in NY

Thanks to Kristi for sharing a little about herself!

Topics: Correspondent Loans, NY, The Money Source, Melville, Corresondent Mortgage, New York, Kristi Stuckey, Meet Our TMS Team

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